Lenders / Real Estate Professionals
What Information Can Semswa Provide?
- Evaluation and comment on whether property and structures are floodprone (a referral to FEMA may be required for an official determination)
- A map of the floodplain in relation to the structure(s) and/or property
- Review of elevation certificates for insurable structures built within the floodplain
- Information on the mandatory purchase of flood insurance for insurable structures
- Information on FEMA’s flood hazard maps and the National Flood Insurance Program
- The best available floodplain information
While SEMSWA cannot make official determinations as to whether a property or structure is located in a FEMA-designated floodplain for insurance purposes, SEMSWA can provide property owners with the best available information on hand. In order to be officially removed from the FEMA-designated floodplain, residents will need documentation from FEMA in the form of a Letter of Map Amendment (LOMA) or Letter of Map Revision based on fill (LOMR-F), stating that the structure or property is no longer located within the FEMA floodplain.
In some circumstances, a LOMA or LOMR-F has already been completed for the property in question. By logging into FEMA’s Mapping Information Platform and reviewing the previously completed LOMAs and LOMR-Fs for the community, SEMSWA can determine if one was submitted. In addition, FEMA’s Map Service Center website contains digital copies of completed LOMA and LOMR-F determination documents.